MAINE CREDIT COUNSELING SERVICES Consumer Debt Negotiation & Money Management
There are many Maine Credit Counseling Companies with different services and fee structures of not-for-profit and for-profit credit and debt counseling.
Maine Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.
Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.
LEGITIMATE CREDIT & DEBT COUNSELORS CAN OFFER:
Consumer education about how to avoid incurring debts
Planned method of debt relief
Consolidation of multiple payments into one lower monthly payment
Debt Reduction of 10-50%
A chance to be debt free in periods of 3 to 6 years
Help to bring delinquent accounts current
A fresh start and a way to begin building a positive credit history
To minimize the impact of the negative marks on your credit scores
Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
Mediation between creditor and debtor
A Debt Management Plan
Ways to regain control over their financial situation
Smart negotiation with creditors to repay debt by working out a repayment plan
Reduced fees and interest rates
Fees and interest reduction
The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.
CONSUMER DEBT CONSOLIDATION - Maine Credit Counseling Services
Credit Counseling Centers Inc, 178 Court Street Auburn, ME 04210-6917 Phone: (207) 773-1411
Consumer Credit Counseling Service 643 Lewiston Road Topsham, ME 04086-6029 Phone: (207) 721-9565
Money Management International, 1 Bangor Street Augusta, ME 04330-4701 Phone: (207) 622-6587
Consumer Credit Counseling Services Money Management International 250 Center Street Auburn, ME 04210-6313 Phone: (207) 755-0033
Credit Counseling Centers Inc, Consumer Cr Counseling Svc Me111 Wescott Road South Portland, ME 04106-3437 Phone: (207) 773-1411
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