Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.

LEGITIMATE CREDIT & DEBT COUNSELORS CAN OFFER:

• Consumer education about how to avoid incurring debts
• Planned method of debt relief
• Consolidation of multiple payments into one lower monthly payment
• Debt Reduction of 10-50%
• A chance to be debt free in periods of 3 to 6 years
• Help to bring delinquent accounts current
• A fresh start and a way to begin building a positive credit history
• To minimize the impact of the negative marks on your credit scores
• Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
• Mediation between creditor and debtor
• A Debt Management Plan
• Ways to regain control over their financial situation
• Smart negotiation with creditors to repay debt by working out a repayment plan
• Reduced fees and interest rates
• Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - Florida Credit Counseling Services

Credit Counseling Of Central Florida 2891 Center Pointe Drive Fort Myers, FL 33916-9459 Phone: (239) 274-7851

Consumer Credit Counseling Service Of Mid Florida Inc, 620 S State Road 19 Palatka, FL 32177-3945 Phone: (386) 325-6990

Consumer Credit Counseling Service Of South Florida 7646 Solimar Circle Boca Raton, FL 33433-1035 Phone: (561) 394-3512

Consumer Credit Counseling Service Of South Florida 2521 Raleigh Street Hollywood, FL 33020-1603 Phone: (954) 927-4159

Consumer Credit Counseling Service Of Mid Florida Inc 1227 Nw 16th Avenue Gainesville, FL 32601-4023 Phone: (352) 378-3232

Consumer Credit Counseling Service Of Mid Florida Inc 803 Jenks Avenue # 4 Panama City, FL 32401-2568 Phone: (850) 784-6301

Consumer Credit Counseling Service Of Central Florida And The Florida Gulf Coast Inc 3815 N Nebraska Avenue Tampa, FL 33603-5037 Phone: (813) 247-4414

Consumer Credit Counseling Service Of Central Florida And The Florida Gulf Coast Inc13705 International Drive S Orlando, FL 32821-5411 Phone: (407) 354-5121

Consumer Credit Counseling Service Of Central Florida And The Florida Gulf Coast Inc 6220 S Orange Blossom Trail Orlando, FL 32809-4630 Phone: (407) 895-8886

Consumer Credit Counseling Service Of Central Florida And The Florida Gulf Coast Inc 13340 W Colonial Drive # 210 Winter Garden, FL 34787-3916 Phone: (407) 895-8886

Consumer Credit Counseling Service Of Central Florida And The Florida Gulf Coast Inc 3087 N Alafaya Trail 319 Orlando, FL 32826-3205 Phone: (407) 316-0083

Consumer Credit Counseling Service Of Central Florida And The Florida Gulf Coast Inc 5945 Florida Avenue New Port Richey, FL 34652-2330 Phone: (727) 846-1463

Consumer Credit Counseling Service, 1639 Atlantic Boulevard Jacksonville, FL 32207-3346 Phone: (904) 396-4846

Consumer Credit Counseling Service, 3670 Maguire Boulevard # 103 Orlando, FL 32803-3012 Phone: (407) 895-8886

Consumer Credit Counseling Service, Family Counseling 840 Brevard Avenue # B Rockledge, FL 32955-2149 Phone: (321) 259-1070

Consumer Credit Counseling Service Florida City, FL 33034 Phone: (305) 242-5524

Consumer Credit Counseling Service, Main Branch For Nw Florida Reg 14 Palafox Place Pensacola, FL 32502-5628 Phone: (850) 434-0268

Florida Credit Consultants Inc 1800 W 49th Street # 115 Hialeah, FL 33012-2945 Phone: (305) 820-2111

Florida Credit Consultants Inc 1800 W 49th Street # 115 Hialeah, FL 33012-2945 Phone: (305) 820-2111

Credit Counseling Palm Coast, FL 32137 Phone: (386) 446-6275

Credit Counseling Coral Springs, FL 33065 Phone: (954) 227-1355

Credit Counseling, Aaa Debt Hotline Vero Beach, FL 32960-6615 Phone: (772) 978-7007

Credit Counsel 1400 NE Miami Gardens Drive # 216 Miami, FL 33179-4844 Phone: (305) 940-9020

Credit Counseling Miami Beach, FL 33139 Phone: (305) 532-0225

Credit Counseling Port St Lucie, FL 34952 Phone: (772) 337-2335

Credit Counseling, 1 2 3 Credit & Debt Counseling Service Fort Myers, FL 33907-2915 Phone: (239) 275-0282

Debt Counseling West Palm Beach, FL 33405 Phone: (561) 533-6557

Debt Counseling Palm Coast, FL 32137 Phone: (386) 446-6275

Debt Counseling Miami Beach, FL 33139 Phone: (305) 532-0225

Debt Counseling Lakeland, FL 33805 Phone: (863) 680-2121

Debt Counseling Vero Beach, FL 32960 Phone: (772) 978-7007

Debt Counseling Tampa, FL 33602 Phone: (813) 223-6329

Debt Counseling, Coral Gables, FL 33134-2634 Phone: (305) 443-1467

Debt Counseling Boca Raton, FL 33432 Phone: (561) 338-4788

Debt Counseling Port St Lucie, FL 34952 Phone: (772) 337-2335

Debt Counseling Kissimmee, FL 34741 Phone: (407) 846-0984

Debt Counseling Fort Myers, FL 33907 Phone: (239) 275-0282

Credit Repair Ocala, FL 34471 Phone: (352) 351-0345

Credit Repair New Port Richey, FL 34652 Phone: (727) 846-1011

Credit Repair Dunedin, FL 34698 Phone: (727) 733-1119

Credit Repair Hallandale, FL 33009 Phone: (954) 455-1729

Credit Repair Land O Lakes, FL 34639 Phone: (813) 996-7450

Credit Repair Pompano Beach, FL 33065 Phone: (954) 227-6796

Credit Repair Pinellas Park, FL 33781 Phone: (727) 544-7039

Credit Repair Wesley Chapel, FL 33543 Phone: (813) 907-8043

Credit Repair Specialists 481 Dunoon Street Ocoee, FL 34761-5656 Phone: (407) 292-3636

Credit Repair Lake City, FL 32024 Phone: (386) 755-5350

Credit Repair 1175 W 37th Street Hialeah, FL 33012-4941 Phone: (305) 823-3906

Credit Repair Englewood, FL 34223 Phone: (941) 474-8028

Credit Repair Davenport, FL 33837 Phone: (863) 420-6190

Credit Restoration 700 Banyan Trail Boca Raton, FL 33431-5609 Phone: (561) 982-2971

Consmer Credit Counseling Fort Lauderdale, FL 33306 Phone: (954) 564-1384

Credit Group Counseling Inc, Homestead, FL 33030-5184 Phone: (305) 245-9005

Consumer Credit Counseling Service, 1525 NE 22nd Avenue Ocala, FL 34470-4761 Phone: (352) 867-1865

Consumer Credit Counseling Service Atlantic Beach, FL 32233 Phone: (904) 246-9097

Consumer Credit Counseling Service Weeki Wachee, FL 34607 Phone: (352) 686-2236

Consumer Credit Counseling Service Daytona Beach, FL 32118 Phone: (386) 304-0207

Consumer Credit Counseling Service Hallandale, FL 33009 Phone: (954) 455-3263

Consumer Credit Counseling Service Palmetto Bay, FL 33158 Phone: (305) 235-1856

Consumer Credit Counseling Service Lake City, FL 32055 Phone: (386) 758-9479

Consumer Credit Counseling Service Coconut Creek, FL 33066 Phone: (954) 974-9417

Consumer Credit Counseling Service Cocoa, FL 32922 Phone: (321) 799-9848

Consumer Credit Counseling Service Cape Canaveral, FL 32920 Phone: (321) 799-8303

Consumer Credit Counseling Service Orlando, FL 32801 Phone: (407) 835-3668

Consumer Credit Counseling Service Orlando, FL 32808 Phone: (407) 532-9221

Consumer Credit Counseling Service Panama City, FL 32404 Phone: (850) 874-1421

Consumer Credit Counseling Service Melrose, FL 32666 Phone: (352) 473-9074

Consumer Credit Counseling Service New Smyrna Beach, FL 32168 Phone: (386) 409-9906

Consumer Credit Counseling Service Milton, FL 32570 Phone: (850) 626-6195

Consumer Credit Counseling Service Cutler Bay, FL 33157 Phone: (786) 242-9938

Consumer Credit Counseling Service Miami Springs, FL 33266 Phone: (305) 888-7611

Consumer Credit Counseling Service 1525 NE 22nd Avenue Ocala, FL 34470-4761 Phone: (352) 867-1865

Consumer Credit Counseling Service Port St John, FL 32927 Phone: (321) 631-7991

Consumer Credit Counseling Service Atlantic Beach, FL 32233 Phone: (904) 246-9097

Consumer Credit Counseling Service Weeki Wachee, FL 34607 Phone: (352) 686-2236

Consumer Credit Counseling Service Beverly Hills, FL 34465 Phone: (352) 522-1119

123 Credit And Debt Counseling Service, Miami, FL 33122-7510 Phone: (786) 573-4101

Consumer Credit Counseling Service Titusville, FL 32780 Phone: (321) 264-1192

Consumer Credit Counseling Service 725 SE Baya Drive # 107 Lake City, FL 32025-6092 Phone: (386) 755-5350

Consumer Credit Counseling Service North Lauderdale, FL 33068 Phone: (954) 720-1165

Consumer Credit Counseling Service Lake Park, FL 33403 Phone: (561) 842-8615

Consumer Credit Counseling Service Deland, FL 32720 Phone: (386) 736-4645

Consumer Credit Counseling Service Port St John, FL 32927 Phone: (321) 631-7991

Credit Care Counseling 18820 US Highway 19 N Clearwater, FL 33764-3163 Phone: (727) 507-9197

Consumer Credit Counseling Service 5150 Central Avenue St Petersburg, FL 33707-1833 Phone: (727) 898-2712

Consumer Credit Counseling Service Miami Shores, FL 33153 Phone: (305) 758-9698

Consumer Credit Counseling Service 14 N Palafox Street Pensacola, FL 32502-5626 Phone: (850) 434-0268

Consumer Credit Counseling Service Merritt Island, FL 32953 Phone: (321) 452-0957

Consumer Credit Counseling Service Key Biscayne, FL 33149 Phone: (305) 361-5824

Consumer Credit Counseling Service Pompano Beach, FL 33060 Phone: (954) 946-4818

Consumer Credit Counseling Service St Augustine, FL 32084 Phone: (904) 808-1513

Consumer Credit Counseling Service Hollywood, FL 33020 Phone: (954) 920-6340

Consumer Debt Counseling 4055 Tamiami Trail # 23 Port Charlotte, FL 33952-9212 Phone: (941) 255-3236

Credit Solutions Assn, 2415 N Monroe Street Tallahassee, FL 32303-4135 Phone: (850) 383-8472

Credit Solutions Inc, 5560 Bee Ridge Road # 2 Sarasota, FL 34233-1507 Phone: (941) 378-2717

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