New Jersey bankruptcy courts can help you with your bankruptcy filing.
Unsecured debt such as credit card bills, personal loans, utility bills, etc can be filed under the bankruptcy law. Time of discharge is 3 to 4 months. Bankruptcy will remain on your record for 10 years after the date it was declared.
Individuals can file bankruptcy on US bankruptcy courts without having the assistance of an attorney. This process of representing yourself is know as Pro Se (Latin for "by yourself/for self/on your own behalf.") By choosing to represent yourself, you will be a PRO SE litigant.
Most courts have created Pro Se desks or self-help desks to help you with forms and instructions. Clerks may provide information and the appropriate forms necessary, but are prohibited by law from giving legal advice or assisting, drafting or preparing legal documents. By choosing Do-IT-Yourself filers can save the money that would be necessary to hire an bankruptcy attorney. The cost to file on your own ranges from $200 to $400 Dollars. It will include filing fees, trustee surcharge, and administrative fees.
Corporations are not allowed to file bankruptcy without legal counsel.
New Jersey Bankruptcy Court - United States Post Office and Courthouse 401 Market Street, 2nd Floor Camden NJ 08101 Mailing Address PO Box 2067 Camden NJ 08101 Phone: (856)757`5485
New Jersey Bankruptcy Court - Martin Luther King, Jr. Federal Building and United States Courthouse 50 Walnut Street, Room 3017 Newark NJ 07102 Phone: (973)645`4764
NJ Bankruptcy Court - Clarkson S. Fisher Federal Building and United States Courthouse 402 East State Street, 1st Floor Trenton NJ 08608-1507 Phone: (609)989`2200
New Jersey District Court - Mitchell H. Cohen United States Courthouse 400 Cooper Street, Room 1050 Camden NJ 08102-1570 Phone: (856)757`5021
New Jersey District Court - Martin Luther King, Jr. Federal Building and United States Courthouse 50 Walnut Street, Room 4015 Newark NJ 07102 Phone: (973)645`3730
New Jersey District Court - Clarkson S. Fisher Federal Building and United States Courthouse 402 East State Street, Room 2020 Trenton NJ 08608-1507 Phone: (609)989`2065