There are many New Hampshire Credit Counseling Companies with different services and fee structures of not-for-profit and for-profit credit and debt counseling.
New Hampshire Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.
Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.
LEGITIMATE CREDIT & DEBT COUNSELORS CAN OFFER:
Consumer education about how to avoid incurring debts
Planned method of debt relief
Consolidation of multiple payments into one lower monthly payment
Debt Reduction of 10-50%
A chance to be debt free in periods of 3 to 6 years
Help to bring delinquent accounts current
A fresh start and a way to begin building a positive credit history
To minimize the impact of the negative marks on your credit scores
Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
Mediation between creditor and debtor
A Debt Management Plan
Ways to regain control over their financial situation
Smart negotiation with creditors to repay debt by working out a repayment plan
Reduced fees and interest rates
Fees and interest reduction
The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.
CONSUMER DEBT CONSOLIDATION - New Hampshire Credit Counseling Services
Consumer Credit Counseling Service Of New Hampshire And Vermont, 105 Loudon Road # 1101 Concord, NH 03301-5602 Phone: (603) 224-6593
New Hampshire Northeast Credit 41 Simon Street # 2A Nashua, NH 03060-3091 Phone: (603) 881-5469
New Hampshire Northeast Credit, 460 Amherst Street Nashua, NH 03063-1220 Phone: (603) 883-4192
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