Individuals can file bankruptcy on US bankruptcy courts without having the assistance of an attorney. This process of representing yourself is know as Pro Se (Latin for "by yourself/for self/on your own behalf.") By choosing to represent yourself, you will be a PRO SE litigant.
Unsecured debt such as credit card bills, personal loans, utility bills, etc can be filed under the bankruptcy law. Time of discharge is 3 to 4 months. Bankruptcy will remain on your record for 10 years after the date it was declared.
Corporations are not allowed to file bankruptcy without legal counsel.
Most courts have created Pro Se desks or self-help desks to help you with forms and instructions. Clerks may provide information and the appropriate forms necessary, but are prohibited by law from giving legal advice or assisting, drafting or preparing legal documents. By choosing Do-IT-Yourself filers can save the money that would be necessary to hire an bankruptcy attorney. The cost to file on your own ranges from $200 to $400 Dollars. It will include filing fees, trustee surcharge, and administrative fees.
ARKANSAS BANKRUPTCY COURTS
Arkansas Eastern & Western Bankruptcy Court - John Paul Hammerschmidt Federal Building 35 East Mountain Street, Room 316 Fayetteville AR 72701 Phone: (479)582`9800
Arkansas Eastern & Western Bankruptcy Court (Main Office) - Old United States Post Office and Courthouse 300 West Second Street Little Rock AR 72201 Phone: (501)918`5500
Arkansas Eastern District Court - Federal Building 615 South Main Street, Room 312 Jonesboro AR 72401 Phone: (870)972`4610
Arkansas Eastern District Court (Main Office) - Richard Sheppard Arnold United States Courthouse 600 West Capitol Avenue, Room A149 Little Rock AR 72201 Phone: (501)604`5351
Arkansas Eastern District Court - George Howard, Jr. Federal Building and United States Courthouse 100 East Eighth Avenue, Room 3103 Pine Bluff AR 71601 Phone: (870)536`1190
Arkansas Western District Court - United States Post Office and Courthouse 101 South Jackson Avenue, Room 205 El Dorado AR 71730
Mailing Address PO Box 1566 El Dorado AR 71730 Phone: (870)862`1202
Arkansas Western District Court - John Paul Hammerschmidt Federal Building 35 East Mountain Street, Room 510 Fayetteville AR 72701 Phone: (479)521`6980
Arkansas Western District Court (Main Office) - Judge Isaac C. Parker Federal Building 30 South Sixth Street, Room 1038 Fort Smith AR 72901
Mailing Address PO Box 1547 Fort Smith AR 72901 Phone: (479)783`6833
Arkansas Western District Court - United States Post Office and Courthouse 100 Reserve Street, Room 347 Hot Springs AR 71901-4143 Phone: (501)623`6411
Arkansas Western District Court -
United States Courthouse and Post Office Building
500 North State Line Avenue, Room 302
Texarkana AR 75501