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FREE SAMPLE BUDGET FORM
Control Montly Household Expenses
If you are spending more than you are making, you are a serious candidate for bankruptcy.
In a balance personal monthly budget you should expect to spend:
25 - 30% of your monthly net income on housing.
5 - 15% of your net income on consumer debts, including car payments and credit cards.
2 - 10% on utilities.
10 - 15% of your net income for food (groceries, dining out).
2 - 5% of your net income on transportation (maintenance on your car and the cost of gas or bus or train fare).
2 - 5% of your monthly net income for health, life, auto, and renter’s/home owner’s insurance payments.
2 - 10% for personal expenses (clothing, dry cleaning, haircuts, entertainment).
5 - 10% of your net earnings into a savings account.
Set aside 1 to 2% of your monthly net income formiscellaneous expenses.
FREE Sample Budget Form To Use As Templates
Creating a budget worksheet doesn't have to be time-consuming.
Get all your current checking and savings account statements, mortgage, car or student loan balances, credit card bills, etc. Then, simply COPY and PAST the Budget Form below to your word processor and make the necessary adjustments.
MONTHLY HOUSEHOLD BUDGET FORM
DATE:____________
FIXED EXPENSES
Mortgage/Rent--------------------------------------____________ Car payment----------------------------------------____________ Car insurance---------------------------------------____________ Education-------------------------------------------____________ Child care, private school, tutoring-------------------____________ Child support----------------------------------------____________ Club memberships-----------------------------------____________ Cable-----------------------------------------------____________ Internet--------------------------------------------____________ Savings---------------------------------------------____________ Other-----------------------------------------------____________
Total Fixed Expenses:________________
VARIABLE EXPENSES
Groceries--------------------------------------------___________ Energy----------------------------------------------___________ Telephone-------------------------------------------___________ Gas-------------------------------------------------___________ Medical and dental care------------------------------___________ Car maintenance/repair-------------------------------___________ Clothing---------------------------------------------___________ Recreation/entertainment----------------------------___________ Tithing/giving----------------------------------------___________ Taxes-----------------------------------------------___________ Other ----------------------------------------------____________
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