Consumer Debt Negotiation & Money Management

There are many West Virginia Credit Counseling Companies with different services and fee structures of not-for-profit and for-profit credit and debt counseling.

West Virginia Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.

Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.


  • Consumer education about how to avoid incurring debts
  • Planned method of debt relief
  • Consolidation of multiple payments into one lower monthly payment
  • Debt Reduction of 10-50%
  • A chance to be debt free in periods of 3 to 6 years
  • Help to bring delinquent accounts current
  • A fresh start and a way to begin building a positive credit history
  • To minimize the impact of the negative marks on your credit scores
  • Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
  • Mediation between creditor and debtor
  • A Debt Management Plan
  • Ways to regain control over their financial situation
  • Smart negotiation with creditors to repay debt by working out a repayment plan
  • Reduced fees and interest rates
  • Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - West Virginia Credit Counseling Services

Consumer Credit Counseling Service, 209 W Pike Street # B Clarksburg, WV 26301-2708 Phone: (304) 623-0921

Consumer Credit Counseling Service, Blue Prince Road # 101 Bluefield, WV 24701 Phone: (304) 325-5143

Consumer Credit Counseling Service, 1102 Memorial Boulevard W Huntington, WV 25701-4540 Phone: (304) 522-4321

Credit Counseling Charleston, WV 25301 Phone: (304) 348-0135

Credit Counseling Parkersburg, WV 26101 Phone: (304) 485-6329

Debt Counseling Parkersburg, WV 26101 Phone: (304) 485-6329

Credit Repair Wheeling, WV 26003 Phone: (304) 232-1198

Consumer Credit Counseling Service 111 Lebanon Lane Beckley, WV 25801-5650 Phone: (304) 255-2499

Consumer Credit Counseling Service, 2715 Murdoch Avenue # B4 Parkersburg, WV 26101-1048 Phone: (304) 485-3141

Consumer Credit Counseling Service 3983 Teays Valley Road Hurricane, WV 25526-8863 Phone: (304) 201-5017

Consumer Credit Counseling Service, 1219 Ohio Avenue Dunbar, WV 25064-3019 Phone: (304) 720-3640

Consumer Credit Counseling Service 142 N Queen Street Martinsburg, WV 25401-3312 Phone: (304) 596-2434

Consumer Credit Counseling Service 1299 Pineview Drive Morgantown, WV 26505-2738 Phone: (304) 291-6819

Consumer Credit Counseling Service, 201 1/2 Stratton Street # 407 Logan, WV 25601-3947 Phone: (304) 752-4520

Consumer Credit Counseling Service 241 E 2nd Avenue Williamson, WV 25661 Phone: (304) 522-4321

Consumer Credit Counseling Service 200 E Burke Street Martinsburg, WV 25401-431 Phone: (304) 267-0811

123 Credit & Debt Counseling, 1135 6th Avenue Huntington, WV 25701-2309 Phone: (304) 526-4486

Family Credit Counseling Service 100 Prestige Park Drive Hurricane, WV 25526-8417 Phone: (304) 757-7301

Debt Consolidation-Counseling Charleston, WV 25301 Phone: (304) 348-0135

123 Credit & Debt Counseling, 5th & Juliana Street Parkersburg, WV 26101 Phone: (304) 485-6329

Family Service Credit Counseling, 51 11th Street # 340 Wheeling, WV 26003-2937 Phone: (304) 232-6733

Debt Management Charleston, WV 25301 Phone: (304) 348-0135

Debt Settlement Wheeling, WV 26003 Phone: (304) 232-1198

Debt Management Parkersburg, WV 26101 Phone: (304) 485-6329

A American Debt Consolidation Wheeling, WV 26003 Phone: (304) 232-1198

Credit Consultants Plaza 460 Bluefield, WV 24701 Phone: (304) 324-0122

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