There are many Rhode Island Credit Counseling Companies with different services and fee structures of not-for-profit and for-profit credit and debt counseling.
Rhode Island Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.
Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.
LEGITIMATE CREDIT & DEBT COUNSELORS CAN OFFER:
Consumer education about how to avoid incurring debts
Planned method of debt relief
Consolidation of multiple payments into one lower monthly payment
Debt Reduction of 10-50%
A chance to be debt free in periods of 3 to 6 years
Help to bring delinquent accounts current
A fresh start and a way to begin building a positive credit history
To minimize the impact of the negative marks on your credit scores
Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
Mediation between creditor and debtor
A Debt Management Plan
Ways to regain control over their financial situation
Smart negotiation with creditors to repay debt by working out a repayment plan
Reduced fees and interest rates
Fees and interest reduction
The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.
CONSUMER DEBT CONSOLIDATION - Rhode Island Credit Counseling Services
Credit Counseling Service Consumer 501 Centerville Road Warwick, RI 02886-4367 Phone: (401) 737-0048
Consumer Credit Counseling Service 40 Amaral Street Riverside, RI 02915-2205 Phone: (401) 438-8833
Consumer Credit Counseling Service 501 Centerville Road Warwick, RI 02886-4367 Phone: (401) 732-8357
Consumer Credit Counseling Service Providence, RI 02903 Phone: (401) 588-5160
Consumer Credit Counseling Service Newport, RI 02840 Phone: (401) 849-2227
Consumer Credit Counseling Service- Southern Ne 4 Richmond Square Providence, RI 02906-5117 Phone: (401) 521-0626
Diversified Credit Management 359 Broad Street Providence, RI 02907-2219 Phone: (401) 490-7842
Credit Consultants Of America 560 Post Road East Greenwich, RI 02818 Phone: (401) 234-0093
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