Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.

LEGITIMATE CREDIT & DEBT COUNSELORS CAN OFFER:

• Consumer education about how to avoid incurring debts
• Planned method of debt relief
• Consolidation of multiple payments into one lower monthly payment
• Debt Reduction of 10-50%
• A chance to be debt free in periods of 3 to 6 years
• Help to bring delinquent accounts current
• A fresh start and a way to begin building a positive credit history
• To minimize the impact of the negative marks on your credit scores
• Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
• Mediation between creditor and debtor
• A Debt Management Plan
• Ways to regain control over their financial situation
• Smart negotiation with creditors to repay debt by working out a repayment plan
• Reduced fees and interest rates
• Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - New Mwxico Credit Counseling Services

Consumer Credit Counseling Service, 2727 San Pedro Drive NE # 117 Albuquerque, NM 87110-3364 Phone: (505) 884-6601

Money Management International, Inc, 3001 Northridge Drive # A Farmington, NM 87401-2084 Phone: (505) 325-5431

Consumer Credit Counseling Service, 1065 S Main Street # B Las Cruces, NM 88005-2956 Phone: (575) 527-2585

Consumer Credit Counseling Service, 228 S Saint Francis Drive # C2 Santa Fe, NM 87501-2827 Phone: (505) 984-8707

Money Management International, Inc, 3761 Nm Highway 528 Albuquerque, NM 87114 Phone: (505) 792-8725

Credit Repair Roswell, NM 88201 Phone: (575) 623-8131

Credit Repair Farmington, NM 87401 Phone: (505) 326-5960

Credit Connections 405 Montano Road NW Albuquerque, NM 87107-5222 Phone: (505) 344-4530

123 Credit & Debt Counseling Albuquerque, NM 87102 Phone: (505) 243-8204

Consumer Credit Counseling Service 1800 Sheffield Drive # B Clovis, NM 88101-4946 Phone: (575) 763-2227

Consumer Credit Counseling Service 3761 State Highway 528 NW Albuquerque, NM 87114-7001 Phone: (505) 884-6601

123 Credit & Debt Counseling Santa Fe, NM 87501 Phone: (505) 992-9758

Consumer Credit Counseling Service 5200 Eubank Boulevard NE Albuquerque, NM 87111-1759 Phone: (505) 884-6601

Consumer Credit Counseling Service Albuquerque, NM 87102 Phone: (505) 247-0314

Consumer Credit Counseling Service 228 S Saint Francis Drive # C2 Santa Fe, NM 87501-2827 Phone: (505) 989-1857

Consumer Credit Counseling Service 11912 El Solindo Avenue NE Albuquerque, NM 87111-4009 Phone: (505) 299-2345

Debt Consolidation & Counsel Albuquerque, NM 87102 Phone: (505) 243-8204

Applied Credit Solutions 2315 San Pedro Drive NE Albuquerque, NM 87110-4158 Phone: (505) 889-9000

Credit Rescue Now Inc 7401 Central Ave NE Albuquerque, NM 87108 Phone: (505) 899-1448

American Debt Consolidation Santa Fe, NM 87505 Phone: (505) 984-3093

Debt Management Albuquerque, NM 87102 Phone: (505) 243-8204

A American Debt Consolidation Roswell, NM 88201 Phone: (575) 623-8131

Debt Consulidation Santa Fe, NM 87501 Phone: (505) 992-9758

New Mexico Credit Restore Limited Liability Company 2104 Kirby Street Ne Albuquerque, NM 87112-3476 Phone: (505) 292-3182

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