NEW JERSEY CREDIT COUNSELING SERVICES
Consumer Debt Negotiation & Money Management

There are many New Jersey Credit Counseling Companies with different services and fee structures of not-for-profit and for-profit credit and debt counseling.

New Jersey Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.

Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.



LEGITIMATE CREDIT & DEBT COUNSELORS CAN OFFER:

  • Consumer education about how to avoid incurring debts
  • Planned method of debt relief
  • Consolidation of multiple payments into one lower monthly payment
  • Debt Reduction of 10-50%
  • A chance to be debt free in periods of 3 to 6 years
  • Help to bring delinquent accounts current
  • A fresh start and a way to begin building a positive credit history
  • To minimize the impact of the negative marks on your credit scores
  • Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
  • Mediation between creditor and debtor
  • A Debt Management Plan
  • Ways to regain control over their financial situation
  • Smart negotiation with creditors to repay debt by working out a repayment plan
  • Reduced fees and interest rates
  • Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - New Jersey Credit Counseling Services

Consumer Credit Counseling Service, 106 Apple Street # 105 Tinton Falls, NJ 07724-2670 Phone: (732) 531-727

Credit Counseling Jersey City, NJ 07306 Phone: (201) 217-5656

Debt Counseling Jersey City, NJ 07306 Phone: (201) 217-5656

Credit Care Corp 811 Church Rd # 118 Cherry Hill, NJ 08002-1459 Phone: (856) 662-5111

Credit Counseling Brick, NJ 08723 Phone: (732) 262-1432

Credit Counseling Hackensack, NJ 07601 Phone: (201) 646-1616

Credit Counseling Fair Lawn, NJ 07410 Phone: (201) 703-5300

Debt Management Jersey City, NJ 07306 Phone: (201) 217-5656

Debt Counseling Fair Lawn, NJ 07410 Phone: (201) 703-5300

Debt Counseling Plainfield, NJ 07060 Phone: (908) 561-3535

Debt Counseling Hackensack, NJ 07601 Phone: (201) 646-1616

Credit Mentoring 4559 US Highway 9 Howell, NJ 07731-3382 Phone: (732) 612-3704

Credit Repair Bloomfield, NJ 07003 Phone: (973) 680-8055

Credit Repair Manchester, NJ 08759 Phone: (732) 657-1162

Credit Repair Watchung, NJ 07069 Phone: (908) 561-5224

Credit Repair Clementon, NJ 08021 Phone: (856) 783-1966

Credit Repair North Bergen, NJ 07047 Phone: (201) 223-5628

Credit Solutions Bloomfield, NJ 07003 Phone: (973) 748-3351

Credit Repair Irvington, NJ 07111 Phone: (973) 371-0103

Credit Repair Atlantic City, NJ 08401 Phone: (609) 344-0028

Credit Repair Union City, NJ 07087 Phone: (201) 964-3074

Credit Repair 112 Sun Valley Way Morris Plains, NJ 07950-2033 Phone: (973) 644-4018

Credit Repair Cranbury, NJ 08512 Phone: (609) 860-8997

Consumer Credit Counseling Service 1 Mall Drive Cherry Hill, NJ 08002-2101 Phone: (856) 482-9879

Consumer Credit Counseling Service 830 Belmont Drive Hackettstown, NJ 07840-1651 Phone: (908) 813-8864

123 Credit & Debt Counseling Toms River, NJ 08753 Phone: (732) 349-5432

123 Credit & Debt Counseling Bayonne, NJ 07002 Phone: (201) 399-1244

Consumer Credit Counseling Service 312 E White Horse Pike Galloway, NJ 08205-9565 Phone: (609) 652-4005

Consumer Credit Counseling Service 203 E Broadway Salem, NJ 08079-1171 Phone: (856) 887-8000

123 Credit & Debt Counseling Elizabeth, NJ 07201 Phone: (908) 289-5155

Consumer Credit Counseling Service 3073 English Creek Avenue Egg Harbor Twp, NJ 08234-9711 Phone: (732) 818-3570

Consumer Credit Counseling Service Of New Jersey, Inc 185 Ridgedale Avenue Cedar Knolls, NJ 07927-1898 Phone: (973) 267-4324

Consumer Credit Counseling Service, 168 Main Street Flemington, NJ 08822-1601 Phone: (908) 788-7710

Community Credit Counseling Corp 5 Professional Circle # 101 Colts Neck, NJ 07722-2428 Phone: (732) 845-2880

Commercial Credit Counseling 55 Harristown Road Glen Rock, NJ 07452-3313 Phone: (201) 493-2600

Consumer Credit Counseling Service 185 Ridgedale Avenue # 9 Cedar Knolls, NJ 07927-1812 Phone: (908) 725-4545

Consumer Credit Counseling Service 185 Ridgedale Avenue # 9 Cedar Knolls, NJ 07927-1812 Phone: (973) 267-4324

Consumer Credit Counseling Service 160 Atlantic City Boulevard Bayville, NJ 08721-1229 Phone: (732) 818-3570

Community Credit Counseling, 5 Professional Circle # 101 Colts Neck, NJ 07722-2429 Phone: (732) 845-2880

Credit Cures LLC, 12 Lansbrook Court Sewell, NJ 08080-4113 Phone: (856) 582-3470

Credit Profiles Improvements 254 Brick Boulevard Brick, NJ 08723-7170 Phone: (732) 262-0666

Credit Repair Express 962 Bergen Street Newark, NJ 07112-2513 Phone: (973) 878-3118

Consumer Credit & Debt Cnslng 95 Lakeview Drive N Gibbsboro, NJ 08026-1007 Phone: (856) 566-1666

Credit Repair Cherry Hill Merchantville, NJ 08109 Phone: (856) 663-1117

Us Credit Consulting Limited Liability Company 339 Lafayette Street Newark, NJ 07105-2742 Phone: (973) 732-3011

Independent Credit Repair LLC 271 Rosemont Place Englewood, NJ 07631-3807 Phone: (201) 816-1128

Bergen Credit Repair 1 University Plaza Drive Hackensack, NJ 07601-6229 Phone: (201) 400-1222

Credit Restoration LLC 1186 Liberty Avenue Hillside, NJ 07205-2023 Phone: (908) 355-6580

Credit Debt Consolidators 1127 Kennedy Boulevard North Bergen, NJ 07047-1839 Phone: (201) 601-0971

Federal Credit Solutions LLC 265 State Route 36 West Long Branch, NJ 07764-1036 Phone: (732) 542-8844

Position Credit LLC 2365 State Highway 33 Robbinsville, NJ 08691 Phone: (609) 802-5560

Restoration Credit & Legal Service 1507 Stuyvesant Avenue Union, NJ 07083-5340 Phone: (908) 686-0404

Alt Credit Solutions Inc 70 Airport Road Bedminster, NJ 07921-2816 Phone: (908) 927-0233

American Fair Credit Assn 811 Church Road Cherry Hill, NJ 08002-1412 Phone: (856) 662-7766

Nationwide Credit Solutions 82 S Main Street Ocean Grove, NJ 07756-1220 Phone: (732) 988-1525

Empire Credit Restoration 6 Commerce Drive # 2000 Cranford, NJ 07016-3524 Phone: (908) 272-2244

Advance Credit Repair LLC 1779 Springfield Avenue Maplewood, NJ 07040-2941 Phone: (973) 327-2556

Consumer Credit Repair 2606 Route 37 E # 2 Toms River, NJ 08753-6184 Phone: (732) 506-0141

Consumer Credit Repair 83 Irons Street Toms River, NJ 08753-6535 Phone: (732) 281-2900

Nationwide Credit Repair Inc 4400 US Highway 9 # 1000 Freehold, NJ 07728-1383 Phone: (732) 863-1407

New Jersey Credit Management 200 Executive Drive West Orange, NJ 07052-3388 Phone: (973) 548-1159



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