Consumer Debt Negotiation & Money Management

There are many Idaho Credit Counseling Companies with different services and fee structures of not-for-profit and for-profit credit and debt counseling.

Idaho Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.

Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.


  • Consumer education about how to avoid incurring debts
  • Planned method of debt relief
  • Consolidation of multiple payments into one lower monthly payment
  • Debt Reduction of 10-50%
  • A chance to be debt free in periods of 3 to 6 years
  • Help to bring delinquent accounts current
  • A fresh start and a way to begin building a positive credit history
  • To minimize the impact of the negative marks on your credit scores
  • Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
  • Mediation between creditor and debtor
  • A Debt Management Plan
  • Ways to regain control over their financial situation
  • Smart negotiation with creditors to repay debt by working out a repayment plan
  • Reduced fees and interest rates
  • Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - Idaho Credit Counseling Services

Consumer Credit Management Service, 800 Falls Avenue # 11 Twin Falls, ID 83301-3366 Phone: (208) 733-2227

Credit Counseling Boise, ID 83702 Phone: (208) 387-4903

Credit Counseling Twin Falls, ID 83301 Phone: (208) 736-3348

Credit Counseling 6908 Leisure Lane Nampa, ID 83687-8726 Phone: (208) 468-0777

Debt Counseling 121 3rd Avenue E Twin Falls, ID 83301-6250 Phone: (208) 736-3348

123 Credit & Debt Counseling Idaho Falls, ID 83402 Phone: (208) 525-5283

Debt Counseling Boise, ID 83702 Phone: (208) 387-4903

Credit Team Caldwell, ID 83605 Phone: (208) 402-4076

123 Credit & Debt Counseling, Pocatello, ID 83201-4804 Phone: (208) 234-6351

Consumer Credit Counseling Service 1801 Lincoln Way # 6 Coeur D Alene, ID 83814-2547 Phone: (208) 667-8385

Consumer Credit Counseling Service Boise, ID 83702 Phone: (208) 345-2179

Consumer Credit Counseling Service, 1113 Main Street Lewiston, ID 83501-1901 Phone: (208) 746-0127

123 Credit & Debt Counseling Boise, ID 83702 Phone: (208) 387-4903

Garden Counseling Center, 819 N 12th Avenue Pocatello, ID 83201-4741 Phone: (208) 232-2263

A American Debt Consolidation Pocatello, ID 83201 Phone: (208) 233-2228

Debt Management Twin Falls, ID 83301 Phone: (208) 736-3348

North Idaho Credit 1919 N 3rd Street Coeur D Alene, ID 83814-3540 Phone: (208) 667-5491

Idaho Credit Repair 1722 N Eagle View Street Nampa, ID 83651-1442 Phone: (208) 941-1517

Return from Idaho Credit Counseling to Home page.

DISCLAIMER: The law will vary depending on your state, jurisdiction and the specifics of your case. The information provided by is intended for educational purposes only. The content on this site should NOT be considered professional legal advice or a substitute for professional legal advice. For such services, we recommend getting a free initial consultation by a licensed Attorney in your state.

Free Legal Aide
Copyright © 2013 - Idaho Credit Counseling - All Rights Reserved.