Consumer Debt Negotiation & Money Management

There are many District of Columbia Credit Counseling Companies with different services and fee structures of not-for-profit and for-profit credit and debt counseling.

District of Columbia Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.

Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.


  • Consumer education about how to avoid incurring debts
  • Planned method of debt relief
  • Consolidation of multiple payments into one lower monthly payment
  • Debt Reduction of 10-50%
  • A chance to be debt free in periods of 3 to 6 years
  • Help to bring delinquent accounts current
  • A fresh start and a way to begin building a positive credit history
  • To minimize the impact of the negative marks on your credit scores
  • Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
  • Mediation between creditor and debtor
  • A Debt Management Plan
  • Ways to regain control over their financial situation
  • Smart negotiation with creditors to repay debt by working out a repayment plan
  • Reduced fees and interest rates
  • Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - District of Columbia Credit Counseling Services

Credit Repair 730 12th Street NW Washington, DC 20005-3902 Phone: (202) 347-3721

Consumer Credit Counseling Service 1200 H Street NW Washington, DC 20005-3942 Phone: (202) 682-1500

Consumer Credit Counseling Service 1275 K Street NW Washington, DC 20005-4083 Phone: (202) 682-1500

Consumer Credit Counselor Inc 1875 I Street NW Washington, DC 20006-5409 Phone: (202) 223-2973

Care One Credit Repair 1050 Connecticut Ave NW Washington, DC 20036 Phone: 202-787-8840

Bad Credit Removal Service Inc, 1825 I Street NW Washington, DC 20006-5403 Phone: (202) 775-6932

Bad Credit Removal Service Inc 1155 Connecticut Avenue NW # 300 Washington, DC 20036-4355 Phone: (202) 828-6290

Debt Repair 730 12th Street NW Washington, DC 20005-3902 Phone: (202) 347-3721

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