Consumer Debt Negotiation & Money Management

There are many Delaware Credit Counseling Companies with different services and fee structures of not-for-profit and for-profit credit and debt counseling.

Delaware Credit counseling firms will study the terms dictated by the creditors and explore ways to reduce payments and interest rates to consumers in a debt management plan.

Before entering into a contract agreement with a credit counseling service company, you should shop around and compare services offered by each financial institution and make an educated decision on which one could fit your needs and budget. Also, check with the Better Business Bureau before signing any contract with a CCCS company.


  • Consumer education about how to avoid incurring debts
  • Planned method of debt relief
  • Consolidation of multiple payments into one lower monthly payment
  • Debt Reduction of 10-50%
  • A chance to be debt free in periods of 3 to 6 years
  • Help to bring delinquent accounts current
  • A fresh start and a way to begin building a positive credit history
  • To minimize the impact of the negative marks on your credit scores
  • Help to correctly fill out forms to apply for debt restructuring arrangements or bankruptcy
  • Mediation between creditor and debtor
  • A Debt Management Plan
  • Ways to regain control over their financial situation
  • Smart negotiation with creditors to repay debt by working out a repayment plan
  • Reduced fees and interest rates
  • Fees and interest reduction

The new bankruptcy law of 2005 requires that consumers to go through credit counseling before filing for bankruptcy.

CONSUMER DEBT CONSOLIDATION - Delaware Credit Counseling Services

Consumer Credit Counseling Service, 2055 Limestone Road Wilmington, DE 19808-5536 Phone: (302) 996-9004

Consumer Credit Counseling Service Dover, DE 19901 Phone: (302) 674-9077

Consumer Credit Counseling Service 2055 Limestone Road # 212 Wilmington, DE 19808-5536 Phone: (302) 421-3676

Credit Repair Advocates 3203 Concord Pike # 3 Wilmington, DE 19803-5036 Phone: (302) 477-0211

Speedy Credit Repair Service 303 E Harvest Lane Middletown, DE 19709-3039 Phone: (302) 293-7251

Elite Credit Restoration 2135 Biddle Street Wilmington, DE 19805-3729 Phone: (302) 482-3274

Third Eye Credit Restoration 1148 Pulaski Highway # 308 Bear, DE 19701-1306 Phone: (302) 325-9999

Integrity Credit Resolution 3411 Silverside Road Wilmington, DE 19810-4812 Phone: (302) 478-4488

Tri-State Credit Counseling Smyrna, DE 19977 Phone: (302) 653-7604

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